TL;DR Welfare doesn't work? UBI helps poor communities without huge bureaucratic costs.
If everyone had an adequate but not comfortable living stipend, for example basic Social Security for all adults, the current administrative hassles of welfare and unemployment programs could be eliminated. Checks would arrive monthly whether the person needed them or not. Those with income would pay into the SS trust on all income over the stipend, those without other income for whatever reason would stimulate jobs in their communities which would pay into the fund.
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